Life Insurance Planning Audit

Life insurance is a tool that many families and family offices integrate within their plans to support financial security, estate liquidity, buy-sell funding, and asset class diversification.

As a part of Wellspring Associates’ Life Insurance Audits, our licensed life insurance counselors evaluate cost, investment performance and suitability for a given purpose. We begin the discovery process by establishing your objectives and then conduct deep analyses and stress testing to quantify the economics and suitability of the insurance portfolio, including how it is integrated into the overall plan.

Life insurance audits help to mitigate fiduciary liability for trustees, corporate officers, and family office executives. Annual statements alone do not reveal unknown problems that may be looming in the future. It is also important to assess tax exclusion leverage, funding options, and other tax reduction strategies utilizing life insurance.

Our Life Insurance Audits are conducted by a team of professionals with decades of experience. Degrees, designations and licenses include: MBA, CFP®, ChFC®, CLU®, AEP®, CAP® and Life Insurance Counselor.